Resilience isn’t just a buzzword, not for the cities threading their way through economic instability, natural disasters, and the aftershocks of a global pandemic. For small and mid-sized cities, resilience is survival—an ability to absorb the impact of disruption and emerge not just intact but stronger. But resilience comes at a cost, and for many local governments, securing the funds to fortify infrastructure, invest in renewable energy, or prepare for the unexpected feels like an insurmountable challenge.